Net Interest Margin
The spread between interest income and interest expense, expressed as a percentage of average earning assets.
Category
Applies to
Related sectors
Linked companies
Why it matters
Investor context
Formula
Calculation pattern
Sector context
Sectors where this term is common
Issuer examples
Companies using this lens
HDFC Bank Limited
Companies
A leading private-sector Indian bank known for retail deposit strength, disciplined underwriting, and strong profitability metrics.
HSBC Holdings plc
Companies
A globally diversified banking group with major franchises in Asia, transaction banking, wealth management, and commercial finance.
JPMorgan Chase & Co.
Companies
A globally systemically important bank with leading franchises in consumer banking, investment banking, markets, and asset and wealth management.
Mitsubishi UFJ Financial Group, Inc.
Companies
Japan’s largest banking group, with scale across lending, securities, trust banking, and global institutional operations.
Royal Bank of Canada
Companies
Canada’s largest bank by market capitalization, with scale across personal banking, wealth management, insurance, and capital markets.
Market context
Markets where this concept shows up
Canada Equities
Markets
A developed market with strong financials, software champions, and meaningful exposure to commodity and mining leaders.
Hong Kong Equities
Markets
A gateway market for Asia-focused capital, combining internet platforms, insurers, financial conglomerates, and China-linked liquidity flows.
India Equities
Markets
A fast-growing large-cap market driven by domestic consumption, bank formalization, industrial capex, and digital infrastructure growth.
Japan Equities
Markets
A major developed market with world-class exporters, industrial leaders, financial institutions, and globally relevant consumer brands.
United Kingdom Equities
Markets
A globally connected market centered on London, with strong representation in healthcare, energy, banking, and diversified resource producers.
United States Equities
Markets
The deepest public equity market in the world, led by large-cap listings, ETF liquidity, and dense institutional coverage across every major sector.
Benchmark context
Indices where the concept matters
BSE Sensex
Indices
A long-running Indian blue-chip benchmark that remains a widely cited shorthand for Indian equity sentiment.
FTSE 100
Indices
The main blue-chip benchmark for the UK market, with strong links to global macro, commodities, healthcare, and banking.
Hang Seng Index
Indices
Hong Kong’s headline benchmark for regional liquidity, financials, and internet-platform sentiment.
Nifty 50
Indices
India’s most watched benchmark for large-cap domestic growth, financial depth, and reform-driven earnings expectations.
Nikkei 225
Indices
Japan’s best-known equity benchmark, widely used as a shorthand for exporter sentiment and domestic market confidence.
S&P 500
Indices
The flagship benchmark for large-cap U.S. equities and the default reference index for broad American risk appetite.
S&P/TSX 60
Indices
Canada’s leading large-cap benchmark, pairing financial heavyweights with software and materials exposure.
TOPIX
Indices
A broader Japanese market benchmark used by allocators who want wider sector and capitalization exposure than the Nikkei 225 alone.